I am assuming that the $1500.00 is your hospitalization deductable. Your doctor visits are $40.00 a visit, and your co-pay for prescriptions is $30.00 or $60.00 depending on the tier level of I,II or III, and $15.00 for generic medications.
I don't know what your cost of medications are currently and what you are actually spending on them so am unable to ascertain whether this will be a savings for you.
For your list of medications, here are some costs that you might want to think about in comparison to your actual costs.
Zolpidem for 100 tablets the cost is on average about $40.00
Actos for 90 tablets in brand name the cost averages from $289.00 to over $500.00 depending on where you purchase them.
A generic form of Actos can be purchased online from Canada at a lower cost of 145.00 for 100 tablets
Lisinopril can be purchased also online for less, The stores mentioned in the above posts also has it for $4.00 for a 30 day supply. You can actually purchase this at http://www.costco.com
A 100 tablet supply for $10.00 You do not have to join their site to obtain medications from their pharmacy.
Levothyroxine (the generic version) can also be purchased in Canada for $14.05 for a supply of 100 tablets. it also is available at the above mentioned stores for the $4.00 for the 30 day supply
Lyrica, which you take twice a day, for a 60 day supply it runs from $152.00 on the average cost, 100 tablets = $194.00 and 120 tablets =$333.00 in the brand name.
Lyrica, does have a generic brand available in Canada called pregabalin; for a 90 day supply the cost is $109.00. It does come in a 300 mg dosage also, which may be able to be split. These come in a hard gelatin capsule and if they are scored, it is possible to split them, if there is no signs of a score mark, then they can not be split. But that is a option to purchase in the 300 mg dosage and split them. Ask your pharmacist to be absolutely sure before trying to split the pill. (To ensure that you are not getting too large of a dose over a short period of time)
Alprazolam can be purchased also at Costco.com for $10.00 for a supply of 100 tablets. Canada is still cheaper. The cost is $9.22 for a 100 tablet supply. For a dosage of 3 times a day, the cost would be approximately $30.00. (this is usually the maximum dose prescribed).
Lipitor is purchased in the US by Brand name for a cost of $128.00 for a 90 day supply. In Canada the cost is $89.00 for the 90 day supply.
It also comes in a generic brand called Atorvastatin which for 100 tablets is 78.00 in the US and $50.00 in Canada
Depakote ER does not have a generic equivalent. For a 100 day supply the cost in the US is $252.00, $175.00 in Canada.
Depakote in the regular dosages does come in a generic form called Valproic Acid. The cost is much cheaper in this. You can purchase 100 tablets for $45.00 in Canada and $50.00 in the US.
You may want to talk to your doctor about using the regular Depakote versus the ER form.
Effexor XR 100 tablets of the 150 mg strength in Canada is $193.00 compared to the US which for the 100 tablets the cost is $370.00.
This also comes in a generic form named Venlafaxine XR and the cost for the generic is $110.00 for 100 tablets in Canada, $139.00 in the US
Seroquel in the 200 mg tablets the cost for 100 tablets is $306.00 and in Canada $275.00. The generic form named Quetiapine it is $179.00 in Canada and $199.00 in the US
this will give you some idea of what you can save, but not knowing what your costs actually are, I have no idea of how much it will be of help to you.
Do talk with your doctor before making any kind of changes in your medications, ask about other medications that may be of lower cost to you, and talk to him/her about applying for you through the office to the pharmaceutical companies on your behalf. Many pharmceutical companies will provide medications through the doctors office for little or no cost when it is a hardship for you. Don't be afraid to talk to your doctor about it. They can be a big help in supplying the necessary medications you need.