Many of us are wondering what Obama's health care plan will effect those of us who are all ready underinsured, those that are hitting their donut hole with paying out of pocket exspense, presrciption medications, etc..
While I cannot say that this health reform bill is going to be a big help to all of us but you can al least be able to stay informed and follow how these new health laws are going to affect you.
You can find information for each state. Just scroll down the page and you should see a map of the states and you will need to click on your state and it will bring up the informaion for that states.
The link for this is
This site is managed by the US Department of Health and Human Services, which is the principal agency for protecting the health of all Americans, and it is composed of the Office Of The Secretary and 11 other operating divisions. You can also check out their page to see exactly what they are doing in regards to this health reform bill.
there site is
I basically at this point believe that seniors will have break on their insurance costs, medication costs, and health issues + doing wellness check-up's. Of course I don't see anything being said about illnesses that most of us already have and how that will work as far as wellness check-ups. I guess it is going to be a waiting game to see exactly what will be carried out on the plan and what we will have to do and go in order to obtain care for our already diagnosed health issues. I do hope tat things will turn out that seniors will not a decreased cost for medications, doctor bills, testing, hospital stays, coverage for long term care, rehabilitation care, home health care etc...
Only time will tell. I will try to keep you up dated as we learn more and more about this health reform bill.
If anyone would like to read the whole reform bill, here is a site that you can do that with. The editor/writer that covered this did a very nice jo of being able to understand the bill.
But then underneath that area you can also find the actual bill and what it means for all of us in the long run. I believe that this new health plan will be very costly for the "middleclass" people as they will be the hardest hit and with being penalized for $1000 per person, if they do not have insurance by 2014. And if you are one of those middle class family, you need to take a good look at your financial picture if you are in that area of middle class and be willing to part with $1000.00 per person for actively searching for insurance. Our Seniors will get a break on some of the medicare/medicaid costs. And our elderly people will need to think about become health consciously working on improving their own circumstances with exercising, dieting, well-health clinic checks etc.. Most of the changes that are occurring this year deals with employers and employee's. These larger companies are going to have to lower themselves if they want to help their fellow co-workers. Many area's of business have already adopted healthy lifestyles and offer acticuties to help people acheive this goal.
Personally, I think what will happen is that healthcare faciity's will increas their premiums, will put caps on services renderred such as the testing of an individual unless it is obsolute that there , increase the cost to their employees, and poeple who really and truly cannont afford insurnace such as this new bill proposes.
You can actully read the full bill for the healthcarereform and its impact on employers, and four persons with retirement also getting the end part of the deal as well.
If you would like to read this Reform Bill you can find this also on this site, only a different heading "Reform and You and what to expect.